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From Her Profits

The day after I wrote the steps in Profitable Savings I ended up out and about shopping with no plan or budget in mind. I broke all my rules and paid for it. Literally. It wasn’t too crazy but it did remind me how important it is to go in with a plan!

I had an opportunity recently to get the local newspaper for half off. I thought about it for the coupons but I don’t think I am ready to commit to couponing just yet. I cannot justify the expense otherwise. So there is another tip, be realistic. If you are spending money to save are you ready to do the work it will take to save the money? Is it worth it? Also keep in mind that if you will be saving money in an area you weren’t planning on spending originally then its not worth the cost. For example coupon books. If you purchase to donate to a cause that’s one thing but few people ever actually use them and those that do probably would not have spent money in the places they used the coupons if they didn’t have the book. So be realistic.

Related Posts:
Profitable Savings
Wednesday Web Sitings
Saving Christmas

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Wednesday Web Sitings

It’s time for my favorite day of the week, Wednesday Web Sitings! The first site I want to list is the whole reason I even had the idea to write this week’s theme of writing about money saving tips. This is my sister’s youtube channel. She does a whole show on couponing, and she is really good at it. Giving some great weekly deals!

Playing The Drugstore Game

In my previous post I mentioned some websites I use when I am trying to buy online and save money. I usually open three browser windows and pull up Amazon, eBay, and do a general websearch (if you use google you can hit the shopping button though I find a keeping it on all results gives me a better chance of finding what I need). Nearly I will search for the item in each of these three windows at a time and compare what I can get. If you do enough online ordering it might be worth it to you to get the Amazon Prime membership, which gives you free 2 day shipping for a year. It is a great deal and pays for itself in most cases but if you don’t order online very much I wouldn’t use it. Make sure when buying multiples of one item on Amazon that you are buying from Amazon itself. If it is a third party through Amazon you may end up buying from several different third parties and this can cause shipping nightmares. When I am checking on eBay I always look for the buy it now because it is much easier to compare a bottom line price rather than playing the bidding game. When it comes to bidding, just be careful not to allow yourself to spend more than you normally would. I generally will set a price in my mind (generally less than what I could get it for in the store brand new) and I will stick to that. Be sure when you set your max bid to keep the shipping charges in mind with that. Decide what you want to pay, subtract shipping, and that should be your max bid. Be willing to lose the item. No point in paying full price through eBay and have it shipped if you can walk into a store today and get it for the same amount. When using other websites that you aren’t familiar with or do not know anything about them try doing some research before sending them money. If a deal sounds too good to be true it probably is. If a company is selling an item way under retail prices then its probably a scam and best to avoid it.

I have posted the following links before, but I use them quite often and they fit this week. If you choose to start making your own cleaning products you will need this site:
DIY Natural
This site has been a blast. Most of the items are cheap enough to give it a try. If you don’t like it, its only pennies wasted. But if you like it, its dollars saved.

And I suggest to start with your own laundry soap because you can see quite a lot of savings immediately:
DIY Laundry Soap
To start off you will spend under $10 for a 5 gallon bucket worth of soap and then it is only $1 to refill. Plus the products are kind of start products for other homemade cleaners. I have been making my own laundry soap for over a year now, plus my own dishwashing soap and I am only now about to have to replace my original box of laundry booster and the borax is still about half full. Granted its just me but this gives you an idea of how far these items will go.

And finally for something completely different:
100 Money Saving Tips

Related Posts:
Profitable Savings
Saving Christmas

Profitable Savings

She considers a field and buys it;
From her profits she plants a vineyard.
Proverbs 31:16

Unless you own your own business you probably aren’t making any profits. The focus of this week will not be business management, for I fear I would ruin you all. But we will look at money saving techniques. This is a way that anyone can see some profit. At the very least you could put the savings in the bank and profit through interest. But I tell you, anytime I save money, I feel like I have profited.

The following are some of my random tips and tricks:

My current personal favorite money saving techniques are to make some of my own cleaning products. I have been making my own laundry soap, dishwashing soap, conditioner and toothpaste for a while now. I am enjoying making them and really enjoy the savings.

I also make a lot of foods from scratch. Now this started more as a necessity due to my food allergies but I have found that I can make more of the food for cheaper. This has grown from simply cooking a meal to making my own spice mixes and seasoning sauces. Many times we are paying a lot more for a mix of spices or a sauce that is much cheaper to make on our own.

My next post will have my favorite websites and online tools for saving money but another tip that I can pass on today is to do searches on multiple websites when buying things online. I tend to check several of my favorite known sources to find which is the cheapest and in the best shape. This is a really useful tool if you are willing to shop online. I generally do this for items that I have tried already.

Obviously buying in bulk is great if you are able to use all the item prior to its expiration date. Some of the items you can freeze or place in airtight containers and store elsewhere. Most grocery stores list the price by ounce (or other type of measurement) on the price tag along with the total to make it easy to compare the different sizes. This is a great tip when buying in bulk. Sometimes its not worth saving a few pennies if you need the storage space, but generally you can save money in this area.

Don’t buy on impulse either. As a child my dad taught me a great trick, he made us write down the item we wanted and wait a week. After a week if we still wanted the item we were allowed to then go buy it. I don’t actually write it down anymore but I do try to wait some time before purchasing something. It is amazing how often I find something that I just have to have in the store only to completely forget about it as soon as I leave. This has saved me loads of money.

Look for sales and clearance items but beware of the trap of buying something based on how much you saved. That is not a good technique of saving money. If you can’t pass up the deal for the deal’s sake then it’s probably a deal you should pass up. If its an item you already wanted and were going to purchase or something you needed then buying an item that is a good deal is a good deal. I had best move on before I continue this pun.

Always walk into a store with a plan. If you know how much you can spend then you will be more likely to stick to that. If you walk in aimlessly with no amount in mind you might find yourself with buyers remorse later. When you do have buyers remorse try to etch that feeling into your brain so that next time you are more willing to pass something up to avoid that feeling.

Avoid stores that cause you to spend too much. This might sound obvious but its not always the expensive stores that do it. I love shoes, I cannot go into Payless because they ALWAYS have a sale and I struggle walking out of there having stuck to my plan. So my solution is to only go in there when I absolutely have to.

Those are a few of my personal tips and trick. We will see some websites and youtube channels in an upcoming post.

Related Posts:
Wednesday Web Sitings
Saving Christmas

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