She considers a field and buys it; from her profits she plants a vineyard Proverbs 31:16
This week’s focus will be on sharing the tips that I have learned over the years to help me get closer towards my financial goals. This is not a week of making you feel guilty, or of causing stress, but it hopefully will be a week to give you focus and encouragement to continue on in your own journey towards money management.
This is my first point, money management is not a destination, but a journey. I say this because our needs are constantly fluctuating, our lives changing, and even our habits of spending are constantly being redefined. You know the obvious changes of summertime air conditioning boosting our electric bills verses the gas bill in the winter, but have you noticed the less obvious spending habits that you might have? Perhaps in June you eat out more because your kids are now out of school and adjusting to feeding them three times a day takes a few weeks? Or maybe October you always go on that trip and every time you spend more than you intended? Its a journey, its discovering these things about ourselves and working these areas of budgeting and self discipline out.
So my first tip is to pray. Depending on where you are at this tip could be something that you just quickly do before paying bills, or it could be something that you need to write down all the areas of money management that are worrying you and have a good long chat with God over it. Whichever it is, wherever you are at, don’t be afraid to talk to God. He is your first and best resource.
So, lets begin today with a prayer, a realization that this is going to be a journey. Sometimes the path will be hard, sometimes you might trip on a rock, but that doesn’t mean your journey has to end, or that you won’t accomplish your goals. That just means you learned a few things to watch out for for next time.
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